Location - Maryland
First-time Advantage loans provide eligible first-time homebuyers in Maryland with the lowest 30-year fixed interest rates under the Maryland Mortgage Program. These loans cannot be combined with the Maryland HomeCredit Program.
Designated by the U.S. Census Bureau, Targeted Areas in Maryland provide fewer restrictions for homebuyers through the Maryland Mortgage Program. The state's counties fall into three categories:
Full Counties:
Partial Counties:
Non-Targeted Counties:
This information helps identify whether a specific area is within a Targeted Area, providing valuable information for potential homebuyers.
Consult an approved MMP lender to choose the right loan. First-time homebuyer requirements apply. Exceptions for targeted areas, if sold the current home, more than three years since owning a home, or honorably discharged veteran. Submit DD-214 and Veteran First Time Homebuyer Exemption form.
HomeStart Factsheet MMP eligibility This information helps identify whether a specific area is within a Targeted Area, providing valuable information for potential homebuyers.
Consult an approved MMP lender to choose the right loan. First-time homebuyer requirements apply. Exceptions for targeted areas, if sold the current home, more than three years since owning a home, or honorably discharged veteran. Submit DD-214 and Veteran First Time Homebuyer Exemption form.
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